By virtue of this contract concluded between the two parties whose full details are provided in the attached contracting form, referred to herein as “the first party” (the lender) and “the second party” (the borrower), collectively referred to as “the parties.” In accordance with the provisions of the Egyptian Civil Law No. 131 of 1948 (Articles 604-615 concerning the loan contract), Commercial Law No. 17 of 1999, Personal Data Protection Law No. 151 of 2020, Intellectual Property Rights Protection Law No. 82 of 2002, and the applicable laws and regulations in the Arab Republic of Egypt, this agreement aims to regulate the loan contract between the first party (the lender) and the second party (the borrower), whereby the lender delivers movable or immovable property (referred to as "the loaned item") to the borrower for temporary use and benefit free of charge, without the ownership of the item being transferred to the borrower, in accordance with the provisions of the Egyptian Civil Law that govern the loan contract, making it a binding contract for both parties, obliging the borrower to maintain the loaned item and use it for the specified purpose, and return it in its original condition to the lender upon the expiration of the loan period, specifying the rights and obligations of each party, mechanisms for liability and compensation, conditions for termination and penalties, all within a framework of mutual trust and adherence to the law. The parties have agreed to the following:

Article (1) Definitions of the Contract

1- The words and phrases hereinafter – wherever mentioned in this contract – shall have the meanings set forth next to each, unless the context requires another meaning:

2- The Contract: refers to this loan agreement in its entirety, including its terms and annexes, with its preamble constituting an integral part thereof.

3- The Lender: the first party to this contract, being the owner of the borrowed item or legally authorized to lend it, who delivers the item to the borrower for temporary use without compensation.

4- The Borrower: the second party to this contract, being the natural or legal person who receives the borrowed item from the lender for temporary use and is committed to maintain it and return it upon the expiration of the loan period.

5- The Borrowed Item: the movable property or real estate, or any other item being loaned under this contract, as specified in Article (2) of this contract.

6- The Loan Agreement: a contract whereby the lender commits to deliver a specific item to the borrower for their use free of charge, on the condition that it be returned at the end of the agreed period or upon request, in accordance with the provisions of Article (604) of the Egyptian Civil Code.

7- The Duration of the Loan: the period during which the borrower is entitled to use the borrowed item, as specified in Article (3) of this contract.

8- The Purpose of the Loan: the specific use for which the item is loaned, as specified in Article (2) of this contract.

9- Condition of the Item: the technical and material description of the borrowed item at the time of delivery to the borrower, including any existing defects or damages, as specified in the delivery report attached to this contract.